Drug Treatment Help Request

Self Payment

Self Payment is required when a person's insurance won't cover the total cost of rehab or will only cover some of it. In these cases, it may seem like a drawback but individuals in fact have a much more leverage due to the fact they can decide on whichever program they would like without the restrictions from health insurers that so many individuals face. In addition, rehab programs will frequently provide payment assistance for individuals whose only choice is self payment to help them get into treatment.

Medicaid

Certain rehabilitation centers accept Medicaid when the individual is unable to self pay or present some other type of private health care insurance. Medicaid may possibly pay for outpatient and short-term treatment in a limited amount of facilities, and in this instance individuals may choose to explore the self pay option and drum up any resources they are able to to cover a more quality rehabilitation program which will get better results, such as a long-term residential alcohol and drug rehab program.

Medicare

Medicare recipients can receive rehab at drug and alcohol rehab facilities which deliver either inpatient or outpatient rehab when the program is in the network of Medicare-participating providers and with the consent of their Medicare appointed doctor, who must help in establishing the person's rehabilitation plan. Inpatient services are covered through Medicare Medicare Part A, with up front costs being just like any other kind of hospital stay, and outpatient rehabilitation being covered through Medicare Part B.

State Financed Insurance (Other Than Medicaid)

State financed insurance other than Medicaid may be used to cover the costs of drug and alcohol rehabilitation if other forms of insurance or self payment aren't a possibility. If a person doesn't have any private insurance and doesn't yet know whether they might qualify for state insurance, they should seek advice from their Social Services office in their area to determine if they are and then fill out an application. Most state financed insurance covers both outpatient and inpatient rehabilitation, but generally only in the state which provides the insurance coverage.

Private Health Insurance

Depending on which program you are covered by, all private medical health insurance plans typically cover some type of drug and alcohol treatment service including outpatient rehabilitation to inpatient or residential alcohol and drug rehab centers. Individuals could have to take part in a drug treatment facility that's within their network of providers and there can be other restrictions such as just how long their stay in rehabilitation is covered. Individuals can select an excellent program they prefer and meet with a rehab specialist to find out if their insurance covers it.