Drug Treatment Help Request

Self Payment

Self Payment is required when someone's insurance won't pay for the total cost of rehab or will only pay for part of it. In these instances, it may seem like a drawback but people actually have a great deal of leverage because they can select whichever center they want without the limitations from health insurers that so many individuals encounter. Likewise, rehabilitation facilities will frequently provide payment assistance for individuals whose only option is self payment to enable them to get into rehab.

Medicaid

Certain treatment centers will take Medicaid when the individual cannot self pay or present any other type of private health insurance. Medicaid may only pay for outpatient and short-term rehab inside a limited amount of centers, and in such cases individuals might want to investigate the self pay alternative and come up with up any resources they are able to to fund a more quality treatment program which will get better results, such as a long-term residential drug treatment center.

Medicare

Medicare recipients can receive rehab at alcohol and drug treatment programs which deliver either inpatient or outpatient rehabilitation when the facility is in the network of Medicare-participating providers and with the consent of their Medicare appointed doctor, who must aid in setting up the person's rehab plan. Inpatient services are provided through Medicare Part A, with out of pocket costs being the same as any other kind of hospital stay, and outpatient treatment being covered through Medicare Part B.

State Financed Insurance (Other Than Medicaid)

State financed insurance other than Medicaid can be used to cover the costs of drug rehabilitation if other kinds of insurance or self payment are not an option. If a person has no private insurance and doesn't yet know if they may qualify for state insurance, they can talk with their Social Services office in their area to figure out if they are and then fill out an application. Most state financed insurance will take care of both outpatient and inpatient rehab, but usually only within the state which offers the insurance plan.

Private Health Insurance

Depending on which program you are covered by, all private medical insurance plans typically cover some sort of alcohol and drug treatment service including outpatient treatment to inpatient or residential drug rehab programs. Individuals could have to participate in a drug rehab center that's in their network of providers and there could be other restrictions for example how long their stay in rehabilitation is covered. Individuals can select a quality center they prefer and speak with a rehab counselor to find out if their insurance will take care of it.