Drug Treatment Help Request

Self Payment

Self Payment is necessary when someone's insurance isn't going to cover the entire cost of rehabilitation or will only pay for part of it. In these cases, it may appear like a drawback but individuals really have a much more leverage simply because they can decide on whichever center they would like without the restrictions from health insurance companies that so many individuals encounter. Likewise, treatment centers will often offer payment assistance for people whose only option is self payment to enable them to get into rehab.

Medicaid

Certain rehab programs accept Medicaid when the individual cannot self pay or present any other form of private health insurance. Medicaid may possibly cover outpatient and short-term rehabilitation within a limited amount of programs, and in cases like this individuals may choose to investigate the self pay alternative and come up with up any resources they are able to to fund a more quality treatment center which will produce better results, like a long-term residential alcohol and drug rehabilitation program.

Medicare

Medicare recipients can seek rehabilitation at alcohol and drug rehabilitation centers which provide either inpatient or outpatient rehabilitation when the center is in the network of Medicare-participating providers and with the consent of their Medicare appointed doctor, who must help out with setting up the person's rehab plan. Inpatient services are provided through Medicare Medicare Part A, with out of pocket costs being exactly like any other type of hospital stay, and outpatient rehabilitation being covered through Medicare Medicare Part B.

State Financed Insurance (Other Than Medicaid)

State financed insurance other than Medicaid may be used to cover the costs of drug rehabilitation if other kinds of insurance or self payment are not an option. If someone has no private insurance and doesn't yet know whether they may qualify for state insurance, they can seek advice from their Social Services office in their area to figure out if they are and then fill out an application. The majority of state financed insurance will handle both outpatient and inpatient rehabilitation, but generally only inside the state which provides the insurance plan.