Drug Treatment Help Request

Outpatient

Outpatient solutions are on the low end of the spectrum of treatment solutions with regards to level of care, as the individual is able to maintain their lifestyle in several ways without the commitment of having to stay in a treatment center while undergoing rehabilitation services. Even though this might seem perfect it might not provide the much needed change of environment than many people in recovery need to have a successful rehabilitation.

Self Payment

Self Payment is required when someone's insurance isn't going to pay for the total cost of treatment or will only pay for some of it. In these instances, it may appear like a disadvantage but individuals really have a much more leverage due to the fact they can choose whichever facility they would like without the limitations from health insurance companies that so many individuals face. In addition, rehab centers will frequently provide payment assistance for individuals whose only choice is self payment to help them get into rehabilitation.

Medicaid

Some rehab programs will take Medicaid in the event the individual is unable to self pay or present any other type of private medical insurance. Medicaid may only cover outpatient and short-term rehab in a limited amount of centers, and in cases like this individuals may wish to investigate the self pay alternative and drum up any resources they are able to to fund a more quality rehabilitation facility that will produce better results, such as a long-term residential drug and alcohol treatment program.

Medicare

Medicare recipients can seek rehabilitation at alcohol and drug rehabilitation facilities which provide either inpatient or outpatient treatment if the program is included in the network of Medicare-participating providers and with the approval of their Medicare appointed physician, who must aid in establishing the person's rehabilitation strategy. Inpatient services are covered through Medicare Medicare Part A, with up front costs being similar to any other kind of hospital stay, and outpatient treatment being paid for through Medicare Part B.

State Financed Insurance (Other Than Medicaid)

State financed insurance other than Medicaid can be used to cover the costs of drug treatment if other forms of insurance or self payment aren't an option. If a person doesn't have private insurance and doesn't yet know if they may be eligible for state insurance, they can consult their Social Services office in their area to figure out if they are and then apply. The majority of state financed insurance will take care of both outpatient and inpatient rehabilitation, but usually only within the state which provides the insurance coverage.

Private Health Insurance

Depending on which program you are covered by, all private medical health insurance plans generally cover some sort of alcohol and drug treatment service including outpatient rehab to inpatient or residential drug and alcohol rehab centers. Individuals may have to take part in a drug rehabilitation center that's in their network of providers and there could be other limitations including the length of time their stay in rehab is covered. Individuals can select a good program they like and speak with a rehab specialist to determine if their insurance will handle it.

Military Insurance (E.G., Va, Tricare)

Military insurance including VA and Tricare does cover the price of particular drug abuse treatment services. Detoxification services, outpatient and inpatient facilities along with partial hospitalization are all paid for by military insurance, although military members may require pre-authorization in which case they can speak with their VA or Tricare representative. There could be some restrictions regarding how long a stay in inpatient drug rehab is allowed, and all of these questions can be answered before beginning treatment so that it is clear the length of time and individual can remain in the treatment center of choice.