Drug Treatment Help Request

Self Payment

Self Payment is required when someone's insurance won't cover the entire cost of rehab or will only pay for part of it. In these instances, it may appear like a disadvantage but people in fact have a much more leverage because they can select whichever facility they want without the restrictions from health insurance providers that so many men and women face. In addition, rehabilitation centers will frequently offer payment assistance for individuals whose only option is self payment to enable them to get into treatment.

Medicaid

Certain rehabilitation facilities accept Medicaid when the individual is not able to self pay or present some other form of private health care insurance. Medicaid may only pay for outpatient and short-term rehabilitation in a limited amount of centers, and in this case individuals might want to investigate the self pay alternative and drum up any resources they're able to to pay for a more quality treatment facility which will get better results, say for example a long-term residential alcohol and drug treatment program.

State Financed Insurance (Other Than Medicaid)

State financed insurance other than Medicaid may be used to cover the expense of alcohol and drug rehabilitation if other forms of insurance or self payment aren't a choice. When someone has no private insurance and doesn't yet know whether they could qualify for state insurance, they can check with their Social Services office within their area to determine if they are and then fill out an application. The majority of state financed insurance covers both outpatient and inpatient rehab, but generally only in the state which provides the insurance.

Private Health Insurance

Depending on which plan you are covered by, all private health care insurance plans generally cover some kind of drug rehabilitation service ranging from outpatient rehabilitation to inpatient or residential alcohol and drug treatment centers. Individuals may have to take part in a drug treatment program that is in their network of providers and there might be other limitations such as the length of time their stay in treatment is covered. Individuals can pick a good facility they like and consult with a rehab counselor to determine if their insurance will handle it.