Drug Treatment Help Request

Self Payment

Self Payment is required when a person's insurance isn't going to pay for the total cost of rehab or will only pay for some of it. In these instances, it may seem like a disadvantage but people really have a great deal of leverage due to the fact they can decide on whichever facility they want without the limitations from health insurers that so many people encounter. Likewise, rehab facilities will frequently provide payment assistance for people whose only choice is self payment to enable them to get into rehabilitation.

Medicaid

Certain rehab facilities will take Medicaid when the individual is not able to self pay or present another kind of private medical health insurance. Medicaid might cover outpatient and short-term rehabilitation within a limited amount of facilities, and in cases like this individuals might want to explore the self pay option and drum up any resources they're able to to fund a more quality rehab center which will get better results, such as a long-term residential drug rehabilitation facility.

Medicare

Medicare recipients can seek treatment at drug and alcohol treatment facilities which deliver either inpatient or outpatient rehabilitation if the facility is in the network of Medicare-participating providers and with the approval of their Medicare appointed doctor, who must help out with setting up the person's rehab strategy. Inpatient solutions are covered through Medicare Part A, with up front costs being similar to any other type of hospital stay, and outpatient rehabilitation being covered through Medicare Part B.

State Financed Insurance (Other Than Medicaid)

State financed insurance other than Medicaid can be used to cover the expense of drug and alcohol rehabilitation if other forms of insurance or self payment aren't a choice. When someone doesn't have private insurance and doesn't yet know if they could qualify for state insurance, they can check with their Social Services office within their area to determine if they are and then apply. The majority of state financed insurance will cover both outpatient and inpatient rehab, but usually only in the state which offers the insurance.

Private Health Insurance

Depending on which program you are covered by, all private medical health insurance plans generally cover some type of drug and alcohol treatment service including outpatient rehabilitation to inpatient or residential drug rehabilitation centers. Individuals could possibly have to participate in a drug and alcohol rehab program which is in their network of providers and there might be other restrictions like just how long their stay in rehab is covered. Individuals can select a good program they prefer and consult with a rehab specialist to ascertain if their insurance will cover it.