Drug Treatment Help Request

Self Payment

Self Payment is required when someone's insurance isn't going to pay for the total cost of rehabilitation or will only cover some of it. In these instances, it may seem like a disadvantage but individuals actually have a much more leverage because they can select whichever facility they want without the limitations from health insurance companies that so many people encounter. Likewise, rehabilitation centers will usually provide payment assistance for individuals whose only option is self payment to enable them to get into rehab.

Medicaid

Certain rehabilitation programs will take Medicaid when the individual is unable to self pay or present some other kind of private health insurance. Medicaid may only cover outpatient and short-term rehab in a limited amount of centers, and in cases like this individuals might want to explore the self pay option and come up with up any resources they can to fund a more quality rehab program that will get better results, like a long-term residential alcohol and drug rehabilitation center.

State Financed Insurance (Other Than Medicaid)

State financed insurance other than Medicaid may be used to cover the costs of drug rehabilitation if other kinds of insurance or self payment are not a possibility. If someone does not have any private insurance and doesn't yet know whether they might qualify for state insurance, they should check with their Social Services office within their area to ascertain if they are and then fill out an application. The majority of state financed insurance will take care of both outpatient and inpatient rehab, but typically only inside the state which offers the insurance plan.

Private Health Insurance

Depending on which program you are covered by, all private health insurance plans generally cover some form of alcohol and drug rehab service ranging from outpatient rehabilitation to inpatient or residential drug treatment programs. Individuals may have to participate in a drug and alcohol treatment facility that is within their network of providers and there could be other restrictions like the amount of time their stay in treatment is covered. Individuals can choose a good center they prefer and consult with a rehabilitation specialist to ascertain if their insurance will take care of it.