Drug Treatment Help Request

Self Payment

Self Payment is required when someone's insurance won't pay for the total cost of rehabilitation or will only cover part of it. In these situations, it may seem like a disadvantage but individuals actually have a much more leverage because they can choose whichever program they would like without the restrictions from health insurers that so many people encounter. Likewise, treatment programs will frequently offer payment assistance for people whose only option is self payment to enable them to get into rehabilitation.

Medicaid

Certain rehab centers will take Medicaid when the individual is not able to self pay or present any other kind of private medical insurance. Medicaid may possibly pay for outpatient and short-term rehabilitation inside a limited amount of facilities, and in cases like this individuals might want to investigate the self pay option and come up with up any resources they can to fund a more quality rehab program which will get better results, like a long-term residential drug treatment program.

State Financed Insurance (Other Than Medicaid)

State financed insurance other than Medicaid can be used to cover the expense of drug rehab if other kinds of insurance or self payment aren't a possibility. When someone doesn't have private insurance and doesn't yet know if they may be eligible for state insurance, they should check with their Social Services office within their area to ascertain if they are and then apply. The majority of state financed insurance will handle both outpatient and inpatient rehabilitation, but generally only within the state which offers the insurance coverage.

Private Health Insurance

Depending on which program you are covered by, all private medical insurance plans generally cover some form of drug treatment service ranging from outpatient rehabilitation to inpatient or residential drug and alcohol rehabilitation facilities. Individuals could have to participate in a drug and alcohol treatment center that is in their network of providers and there can be other limitations including the length of time their stay in rehab is covered. Individuals can choose an excellent facility they like and speak with a rehab counselor to ascertain if their insurance will cover it.