Drug Treatment Help Request

Self Payment

Self Payment is required when a person's insurance isn't going to pay for the entire cost of rehabilitation or will only pay for part of it. In these cases, it may seem like a disadvantage but people really have a great deal of leverage due to the fact they can decide on whichever center they would like without the restrictions from health insurers that so many individuals face. Likewise, rehab facilities will frequently provide payment assistance for people whose only option is self payment to enable them to get into rehabilitation.

Medicaid

Certain rehabilitation programs accept Medicaid when the individual is unable to self pay or present any other kind of private medical insurance. Medicaid may possibly pay for outpatient and short-term rehabilitation in a limited amount of facilities, and in this case individuals might want to investigate the self pay alternative and drum up any resources they're able to to pay for a more quality rehabilitation facility that will produce better results, such as a long-term residential alcohol and drug treatment program.

Medicare

Medicare recipients can receive treatment at drug and alcohol rehabilitation programs which provide either inpatient or outpatient rehabilitation when the program is included in the network of Medicare-participating providers and with the approval of their Medicare appointed doctor, who must assist in setting up the person's treatment strategy. Inpatient services are provided through Medicare Part A, with out of pocket costs being the same as any other kind of hospital stay, and outpatient rehab being covered through Medicare Part B.

State Financed Insurance (Other Than Medicaid)

State financed insurance other than Medicaid can be used to cover the expense of drug and alcohol rehabilitation if other kinds of insurance or self payment are not an option. When someone doesn't have private insurance and doesn't yet know whether they could qualify for state insurance, they can seek advice from their Social Services office in their area to figure out if they are and then apply. The majority of state financed insurance will handle both outpatient and inpatient treatment, but typically only in the state which provides the insurance coverage.

Private Health Insurance

Depending on which plan you are covered by, all private medical health insurance plans generally cover some form of alcohol and drug rehabilitation service which range from outpatient rehabilitation to inpatient or residential drug and alcohol rehabilitation facilities. Individuals could have to take part in a drug rehab center that is within their network of providers and there could be other restrictions including just how long their stay in treatment is covered. Individuals can choose a quality facility they like and speak with a rehabilitation counselor to ascertain if their insurance will cover it.

Military Insurance (E.G., Va, Tricare)

Military insurance such as VA and Tricare does cover the expenses of particular drug abuse rehab solutions. Detox services, outpatient and inpatient facilities as well as partial hospitalization are covered by military insurance, although military members may need pre-authorization in which case they can speak with their VA or Tricare consultant. There can be some limitations about how long a stay in inpatient drug treatment is allowed, and all of these questions can be answered prior to starting rehabilitation so that it is clear the length of time and individual can remain in the rehab facility of choice.