Drug Treatment Help Request

Self Payment

Self Payment is needed when a person's insurance won't cover the total cost of treatment or will only pay for some of it. In these cases, it may appear like a drawback but individuals in fact have a great deal of leverage because they can choose whichever facility they would like without the limitations from health insurance providers that so many individuals face. In addition, rehab centers will frequently provide payment assistance for people whose only option is self payment to help them get into rehab.

Medicaid

Some treatment programs accept Medicaid if the individual is unable to self pay or present any other kind of private health care insurance. Medicaid might cover outpatient and short-term rehabilitation within a limited amount of programs, and in cases like this individuals may want to explore the self pay option and come up with up any resources they can to cover a more quality rehab program which will produce better results, such as a long-term residential alcohol and drug rehab facility.

Medicare

Medicare recipients can receive rehabilitation at drug and alcohol treatment programs which provide either inpatient or outpatient treatment when the program is included in the network of Medicare-participating providers and with the authorization of their Medicare appointed doctor, who must aid in setting up the person's rehab plan. Inpatient solutions are covered through Medicare Part A, with up front costs being just like any other type of hospital stay, and outpatient rehab being covered through Medicare Part B.

State Financed Insurance (Other Than Medicaid)

State financed insurance other than Medicaid may be used to cover the expense of drug and alcohol rehabilitation if other forms of insurance or self payment aren't a possibility. When someone does not have any private insurance and doesn't yet know whether they may be eligible for state insurance, they should consult their Social Services office in their area to figure out if they are and then fill out an application. Most state financed insurance will cover both outpatient and inpatient rehabilitation, but usually only in the state which provides the insurance coverage.

Private Health Insurance

Depending on which program you are covered by, all private health insurance plans generally cover some type of drug and alcohol treatment service which range from outpatient rehabilitation to inpatient or residential drug and alcohol treatment centers. Individuals could possibly have to take part in an alcohol and drug rehab program that's within their network of providers and there might be other restrictions for example the length of time their stay in treatment is covered. Individuals can pick an excellent program they prefer and consult with a rehabilitation counselor to find out if their insurance covers it.