Drug Treatment Help Request

Self Payment

Self Payment is required when someone's insurance isn't going to pay for the total cost of treatment or will only cover part of it. In these situations, it may seem like a drawback but people actually have a great deal of leverage because they can select whichever center they would like without the restrictions from health insurance providers that so many individuals encounter. Likewise, rehabilitation facilities will frequently provide payment assistance for people whose only option is self payment to help them get into rehabilitation.

Medicaid

Certain treatment facilities accept Medicaid when the individual is unable to self pay or present another kind of private health care insurance. Medicaid might cover outpatient and short-term rehab inside a limited amount of centers, and in such cases individuals may want to investigate the self pay option and come up with up any resources they are able to to cover a more quality rehabilitation center which will produce better results, such as a long-term residential alcohol and drug rehabilitation center.

Medicare

Medicare recipients can seek treatment at alcohol and drug treatment centers which deliver either inpatient or outpatient rehabilitation if the facility is in the network of Medicare-participating providers and with the approval of their Medicare appointed physician, who must assist in establishing the individual's rehab strategy. Inpatient services are covered through Medicare Medicare Part A, with up front costs being just like any other kind of hospital stay, and outpatient rehabilitation being covered through Medicare Medicare Part B.

State Financed Insurance (Other Than Medicaid)

State financed insurance other than Medicaid may be used to cover the costs of alcohol and drug rehabilitation if other forms of insurance or self payment aren't an option. When someone doesn't have any private insurance and doesn't yet know if they could be eligible for state insurance, they can consult their Social Services office within their area to ascertain if they are and then fill out an application. Most state financed insurance will cover both outpatient and inpatient rehab, but generally only within the state which offers the insurance plan.

Private Health Insurance

Depending on which plan you are covered by, all private medical insurance plans generally cover some form of drug rehab service ranging from outpatient treatment to inpatient or residential drug rehabilitation centers. Individuals might have to take part in an alcohol and drug rehabilitation program that is within their network of providers and there may be other limitations including how long their stay in treatment is covered. Individuals can select a good program they prefer and speak with a rehabilitation specialist to ascertain if their insurance covers it.