Drug Treatment Help Request

Self Payment

Self Payment is needed when someone's insurance won't cover the total cost of rehabilitation or will only pay for some of it. In these situations, it may seem like a disadvantage but people in fact have a much more leverage simply because they can choose whichever facility they want without the restrictions from health insurance companies that so many people encounter. Likewise, rehab centers will frequently offer payment assistance for people whose only choice is self payment to enable them to get into rehabilitation.

Medicaid

Certain rehab facilities will take Medicaid if the individual is not able to self pay or present another type of private health insurance. Medicaid may only pay for outpatient and short-term treatment inside a limited amount of programs, and in this case individuals may wish to explore the self pay option and drum up any resources they're able to to cover a more quality rehab facility that will get better results, such as a long-term residential drug treatment facility.

State Financed Insurance (Other Than Medicaid)

State financed insurance other than Medicaid can be used to cover the expense of alcohol and drug rehab if other forms of insurance or self payment are not an option. When someone doesn't have private insurance and doesn't yet know whether they might qualify for state insurance, they should check with their Social Services office in their area to ascertain if they are and then apply. Most state financed insurance covers both outpatient and inpatient rehab, but typically only within the state which offers the insurance coverage.

Private Health Insurance

Depending on which program you are covered by, all private medical health insurance plans typically cover some type of drug treatment service including outpatient rehab to inpatient or residential alcohol and drug treatment programs. Individuals could possibly have to participate in an alcohol and drug rehabilitation facility that is in their network of providers and there might be other limitations like the length of time their stay in rehab is covered. Individuals can select an excellent facility they prefer and speak with a rehab specialist to ascertain if their insurance will cover it.

Military Insurance (E.G., Va, Tricare)

Military insurance such as VA and Tricare does cover the costs of certain drug abuse treatment services. Detoxification services, outpatient and inpatient programs as well as partial hospitalization are paid for by military insurance, although military members may need pre-authorization in which case they can speak with their VA or Tricare representative. There could be some restrictions as to how long a stay in inpatient drug and alcohol rehab is allowed, and every one of these questions will be answered prior to starting treatment so that it is clear how long and individual can remain in the rehabilitation facility of preference.